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Michael D. Strauss's Articles in Loans Show All|Display Category|Title|Newest|Oldest The Basics Behind Personal Loans Are you properly prepared to make a loan application? There are certain basics you need to know about before plumping for the perfect loan deal. What Does The Credit Crunch Mean For Personal Loans? You've doubtless seen the media coverage of the so-called credit crunch that has had the economists and bankers growing increasingly worried recently. However, it's not just an issue affecting the arcane world of high finance, it will have consequences for those wishing to take out a personal loan, too. Getting a Loan When You're a Tenant It's been easier than ever in recent years for people who own their own home to be accepted for loans and other credit. What's the situation for tenants and others who aren't homeowners? The Most Popular Uses For A Personal Loan We're constantly being enticed to take out a personal loan or other kind of finance through advertisements and marketing, and the number of people applying for finance keeps on rising. What are we spending the money on? Comparing Secured and Unsecured Loans The internet is awash with advertisements urging you to solve your financial worries with a personal loan, but taking out the wrong kind can be disastrous for your financial future. In this article we compare the benefits and drawbacks of secured and unsecured loans. Personal Loans : Is Early Repayment a Good Use for Spare Cash? Paying off debt is always a good idea as you'll be reducing the amount of interest you'll be charged. However, there are times when you need to be careful about making early repayments, or they might cost more than you expect. How Much Does Your Personal Loan Cost? We all want to get the cheapest loan possible, but how do we know how expensive a loan really is? The interest rate doesn't always tell the whole story. The Different Types Of Online Loan Sites With all the thousands of loan sites on the web, how do you know which one to choose? Read about the different kinds of site you'll come across during your loan research. How Credit Scoring and Loans Interact Your credit score is one of the most important factors in getting approved for a loan. How is it calculated, and how does it affect your application? Do You Really Need A Secured Loan? You might not always know it from the bright and breezy TV adverts, but a secured loan is a very serious financial commitment, potentially putting your home at risk. Before applying, it's a good idea to ask yourself whether an alternative is a better option.	Sign Up for a free account or learn more. Submit Articles Member Login Top Authors Most Popular Articles Submission Guidelines Ezine Notifications Article RSS Feeds New Stuff About Us Link to Us Contact Us Privacy Policy Terms of Service

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